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Where the Success of Your Business Is Our Success, Too! 

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About Us

Our corporate office is located in North Carolina but we do have personalized service areas and representation throughout the continental United States.  

Our Mission 

At AFS Financial, our mission is to provide an efficient, knowledgeable, and personal approach to each business owner who entrusts us to serve him or her. Our end goal is to provide the funding needed to improve the lives of owners whose goals are to make their companies operate more efficiently so that they may serve their families and communities in a profitable and socially responsible manner while providing a solid future for their employees.

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Our Founder 

Joseph L. Evans has spent more than 25 years in the financial industry, exclusively as part of the US banking system. Additionally, Joseph has served as the president and CEO of a private North Carolina bank where he spent more than 16 years of his career. He has also held various senior management and leadership roles prior to his appointment as president.

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Our Staff and Consultants 

Our company has a seasoned group of consultants with more than 131-years of banking and financial experience. This experience enables us to identify tailored solutions to the specific needs of each client.

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Business Organization


AFS Financial is a registered DBA under the legal entity of American Financial Services of NC, Inc.


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